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How to Do a 30-Minute Monthly Money Reset

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A simple monthly money reset can help you stay organized and make smarter financial decisions. Managing your money does not have to involve complicated spreadsheets, strict budgeting rules, or hours of planning every month. In fact, one simple 30-minute routine can help you understand where your money went, prepare for upcoming expenses, and make smarter financial decisions without feeling overwhelmed. A monthly money reset is not about creating the perfect budget. Instead, it is about building a simple habit that keeps you aware of your finances before small problems become expensive ones. Whether you use a banking app, a notebook, or a basic spreadsheet, this routine can fit into almost anyone's schedule. What Is a Monthly Money Reset? A monthly money reset is a quick financial review that you complete once each month. Think of it as regular maintenance for your finances. Just as you clean your home, organize your calendar, or check your car, your money also benefits from ...
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Are Hotel Resort Fees Included in the Advertised Price? What Travelers Should Know

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Compare the total hotel price, not just the nightly rate.  You find a hotel room that looks like a great deal, click through to book it, and then notice a resort fee, destination fee, or another mandatory charge. So does the hotel have to include that fee in the price you see upfront? In the United States, the answer is generally yes for mandatory fees that the hotel or booking service knows about and can calculate upfront. Under the Federal Trade Commission’s Rule on Unfair or Deceptive Fees, businesses offering short-term lodging must display a total price that includes required fees rather than waiting until later in the booking process to reveal them. That does not necessarily mean the first price you see includes taxes or every optional charge, though. Here is what travelers should know before comparing hotel prices. Do Hotel Prices Have to Include Resort Fees? If a resort fee is mandatory, it generally must be included in the upfront total price displayed to consumers under t...
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